Verify Payoneer Payments via API — Real-Time, Non-Custodial

Quick Answer: ShegerPay verifies Payoneer payments in under 5 seconds through one REST API call. The customer or marketplace sends funds to the merchant's Payoneer account, funds settle, and ShegerPay's webhook fires with payment.verified. ShegerPay never holds the funds — no merchant license required.

What is Payoneer?

Payoneer is a global payouts and cross-border payment platform that lets freelancers, marketplaces, and small businesses receive money from international clients in 190+ countries. Payoneer is one of the most-used international payment rails for Ethiopian freelancers, agencies, Upwork/Fiverr earners, and Amazon/eBay sellers.

How Payoneer verification works with ShegerPay

  1. Customer or marketplace sends funds to the merchant's Payoneer account (USD/EUR receiving accounts, billing service, or P2P)
  2. Payoneer settles the transfer and emits a payment ID
  3. Merchant backend POSTs to /api/v1/verify with provider=payoneer and the Payoneer payment ID
  4. ShegerPay calls Payoneer's payment-status API, returns verified=true with payer, amount, currency, then fires the webhook

Code example

curl -X POST https://api.shegerpay.com/api/v1/verify \
  -H "X-API-Key: sk_test_demo" \
  -H "Content-Type: application/json" \
  -d '{"provider":"payoneer","transaction_id":"PO-2026-AB12CD","amount":250,"currency":"USD"}'

import ShegerPay from '@shegerpay/sdk';
const sp = new ShegerPay('sk_test_demo');
const result = await sp.verify({
  provider: 'payoneer',
  transactionId: 'PO-2026-AB12CD',
  amount: 250,
  currency: 'USD'
});

from shegerpay import ShegerPay
sp = ShegerPay('sk_test_demo')
result = sp.verify(provider='payoneer', transaction_id='PO-2026-AB12CD', amount=250, currency='USD')

$sp = new ShegerPay\Client('sk_test_demo');
$result = $sp->verify([
  'provider' => 'payoneer',
  'transaction_id' => 'PO-2026-AB12CD',
  'amount' => 250,
  'currency' => 'USD'
]);

Payoneer-specific features

  • Receiving Accounts — verify payments to your Payoneer USD/EUR/GBP receiving account details
  • Billing Service — verify Payoneer billing-service invoice payments from clients
  • Marketplace payouts — verify payouts from Upwork, Fiverr, Amazon, Airbnb, etc., that land in Payoneer
  • Multi-currency — ShegerPay returns native + ETB-converted amount
  • Sandbox-friendly — works with Payoneer sandbox payment IDs out of the box

Why ShegerPay for Payoneer

  • Non-custodial — funds settle directly to your Payoneer account
  • No merchant license required
  • 3–5 second verification on the Payoneer API
  • Free tier includes Payoneer
  • Works with WooCommerce plugin out of the box
  • HMAC-SHA256 webhook signatures
  • 12 official SDKs

Pricing for Payoneer verification

  • Free: 100 verifications/month
  • Startup ($9/mo): 2,000 verifications
  • Business ($29/mo): 10,000 verifications + crypto
  • Enterprise: custom

Comparison

Feature ShegerPay Chapa Arifpay Manual
Payoneer supported Yes No No Yes
Marketplace payouts Yes No No Yes
Multi-currency Yes No No —
Non-custodial Yes No No —
Verification time 3–5s — — Minutes

FAQ

How fast is Payoneer verification with ShegerPay? 3–5 seconds typical.

Do I need a Payoneer business account? A Payoneer freelancer or business account both work for receiving. Business unlocks higher limits and API access.

Can I verify a marketplace payout (Upwork, Fiverr) that hits Payoneer? Yes — pass the Payoneer payment ID; ShegerPay surfaces the originating marketplace in the response.

Does ShegerPay hold Payoneer funds? No — funds settle directly to your Payoneer account.

Is there a sandbox/demo for Payoneer? Yes — use sk_test_demo with a Payoneer sandbox payment ID. No signup required.

What happens if Payoneer verification fails? API returns verified=false with reason: not_found, pending, rejected, or amount_mismatch.

Related: Pricing · Docs · Verify PayPal · Verify Wise

Contact: [email protected] · +251 998 169 242